Family · Canada
Canada EI Maternity & Parental Benefit Calculator (2026)
Estimate your weekly EI benefit and your total over the leave — at both the 55% standard rate and the 33% extended rate — using the 2026 maximum insurable earnings. Updates as you type.
Your details
$
Insurable earnings are capped at $68,900 (2026) for the benefit calculation.
How it works: EI pays a percentage of your average weekly insurable earnings, capped by the maximum insurable earnings (MIE). This tool assumes steady earnings; Service Canada uses a "best weeks" formula, so your actual amount may differ. Maternity (15 weeks) is birth-parent only. Read our EI maternity & parental benefits guide and parental leave by province. Figures: 2026 (Service Canada / Canada.ca). Disclaimer →
Weekly benefit (standard)
$635
55% of insurable earnings
Standard vs extended parental — the trade-off
You pick one option when you apply, and it can't be changed once payments start. Standard pays more per week for a shorter time; extended pays less per week for longer. Here's how your inputs compare:
| Option | Rate | Weekly | Your weeks | Total |
|---|
2026 figures: maximum insurable earnings $68,900; standard max $729/wk (55%); extended max $437/wk (33%). Maternity = 15 weeks at the 55% rate for the birth parent. A one-week unpaid waiting period applies once per claim. Source: Service Canada / Canada.ca.
🔒 Calculations run 100% in your browser — we never see your numbers 📊 Built on primary-source data (see references above) 🔄 Reviewed 2026 · methodology · disclaimer